Paul Pent & Associates - Retirement Advice Blog

Financial Insight Blog

Annuity Expenses


Have you ever heard that annuities are too expensive to use for retirment planning? Me too, and you know what? Some are. That's why it's wise to shop around when considering annuities for retirement. If shopped properly, annuities can be the least expensive way to retirement plan. A good article on this subject can be found at annuity digest called, Breaking-Down the Annuity Expense Criticism. Check it out...

Ten Myths That Just Won’t Die


I can't tell you how many times people come into our offices and think they make about 10% annually on their investments. After looking a little closer, what they usually see in their returns tells a little different story. One year they'll make 10% but the next year they'll lose 12%. What our brains rememeber though, is the gain and not the loss.

The Wall Street Journal has done a good piece in reference to this myth and some others all should see.

You may like him and you may not. Most people don't have an opinion of Fed Chairman Ben Bernanke, but guess what? He takes some of our advice. Ben Bernanke has between $500,000 and $1,000,000 dollars in fixed annuities.

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